CDs & IRAs

Certificates of Deposit(CDs)

Terms range from 30 days to 5 years and pay top interest rates.

  • Check out our promotional specials!
  • Contact our Customer Service Representatives for additional information
  • Prepayment penalties for early withdrawal may apply

Contact a customer service representative for current rates.

Individual Retirement Accounts(IRAs)

A Citizens Bank & Trust IRA is a great way to plan for your retirement. All wage earners are eligible to contribute and many taxpayers can deduct some or all of the contributions.

  • Minimum opening deposit $500.00
  • Roth and Traditional IRA accounts available
  • Interest bearing account

Contact a customer service representative for current rates.