Checking Accounts

Thank you for banking with CB&T. There are now more choices to manage and meet your personal financial needs. We understand that there are many banks vying for your business. At CB&T we are committed to doing more for our customers and we appreciate the opportunity to show it.

CB&T Advantage Checking

Earn $0.10 for each completed signature-based debit card transaction of at least $10.00 or more, that post and clear the account during the monthly statement cycle (earn a maximum of $5.00).

  • Minimum to open $100.00
  • No minimum balance requirement
  • No monthly service charge
  • E-Statement required*
  • No Charge Debit Card
  • No Charge Online Banking and Bill Pay
  • No Charge Mobile Banking
  • No Charge Mobile Deposit
  • No Charge Account Alerts
  • No per item charges

* Must have online banking, as well as, opt-in to E-statements within 10 days from account opening

CB&T Regular Checking

  • Minimum to open $100.00
  • $3.00 monthly service charge, waived if minimum balance of $300.00 is maintained
  • Monthly printed statements or E-Statement available
  • No Charge Debit Card
  • No Charge Online Banking and Bill Pay
  • No Charge Mobile Banking
  • No Charge Mobile Deposit
  • No Charge Account alerts
  • No per item charges

CB&T Rewards Checking

Earn tiered Interest on your entire checking account’s balance, over the minimum balance requirements.

  • Minimum to open $100.00
  • $5.00 service charge, waived if minimum balance of $500.00 is maintained
  • Monthly printed statements or E-Statement available
  • No Charge Debit Card
  • No Charge Online Banking and Bill Pay
  • No Charge Mobile Banking
  • No Charge Mobile Deposit
  • No Charge Account alerts
  • No per item charges

Contact a customer service representative for current rates.

CB&T Golden Checking

Earn tired interest on your entire checking account's balance of $5,000.00 or more.

  • Must be 50 years or older
  • Minimum to open $100.00
  • $3.00 monthly service charge, waived if minimum balance of $100.00 is maintained
  • May receive one box of CB&T’s basic printed checks at no charge per year (postage not included)
  • Monthly printed statements
  • No Charge Debit Card
  • No Charge Online Banking and Bill Pay
  • No Charge Mobile Banking
  • No Charge Mobile Deposit
  • No Charge Account alerts
  • No per item charges

Contact a customer service representative for current rates.

CB&T Bonus Checking

  • Minimum to open $100.00
  • Accidental Death & Dismemberment Insurance (some restrictions apply)
  • $11.00 monthly service charge on Individual Coverage - $30,000.00 AD&D Insurance coverage
  • $11.00 monthly service charge on Joint Coverage - $30,000.00 AD&D Insurance coverage divided evenly among owners plus $1,500.00 per dependent
  • No per item charges
  • Personalized club checks at no charge (postage not included)
  • Reduced stop payment fee $15.00
  • Security Benefits - Total Identity Monitoring
  • Prescription Drug Discount
  • Shopping and Travel Benefits
  • No Charge Debit Card
  • No Charge Online Banking and Bill Pay
  • No Charge Mobile Banking
  • No Charge Mobile Deposit

CB&T Exclusive Account

Earn tiered interest rates on your money market account's balances.

  • Minimum of $2,500.00 required to open
  • $10.00 monthly service charge, waived if minimum balance of $2,500.00 is maintained
  • Up to six withdrawals and/or transfers per month at no charge and $5.00 fee for each withdrawal after six.
  • Statements printed monthly or e-statement available
  • No Charge Online Banking
  • No Charge account alerts
  • No Charge Mobile Banking
  • No Charge Mobile Deposit

Contact a customer service representative for current rates.

CB&T Presidential Account

Earn tiered interest rates on your money market account's balances.

  • Minimum of $10,000.00 required to open
  • $10.00 monthly service charge, waived if minimum balance of $10,000.00 is maintained
  • Must have an active CB&T checking account to earn special rates.*
  • Up to six withdrawals and/or transfers per statement cycle at no charge and $5.00 fee for each withdrawal after six.
  • Statements printed monthly or e-statement available
  • No Charge Online Banking
  • No Charge account alerts
  • No Charge Mobile Banking
  • No Charge Mobile Deposit

Contact a customer service representative for current rates.

* Account must be in good standing and not in dormant status.